Modificari importante privind prevenirea si combaterea spalarii banilor

Modificari importante privind prevenirea si combaterea spalarii banilor

[:ro]Legea pentru prevenirea si combaterea spalarii banilor si finantarii terorismului, care transpune Directiva (UE) 2015/849 privind combaterea spalarii banilor, a fost publicată în Monitorul Oficial al Romaniei si a intrat in vigoare la 21 iulie 2019 – inlocuind Legii nr. 656/2002.
Principalele noutati aduse de lege sunt:

  • Reglementeaza modalitatea prin care entitatile vizate vor raporta exclusiv catre Oficiul National de Prevenire si Combatere a Spalarii Banilor toate tranzactiile suspecte, sau care ofera motive rezonabile de a fi suspectate in privinta existentei elementelor constitive a infractiunii de spalare a banilor
  • Defineste tranzactiile suspecte prin identificarea unor ipoteze
  • Stabileste cadrul prin care organele fiscale au acces la informatiile relevante in domeniul combaterii spalarii banilor
  • Reformuleaza reglementarile privind masurile de cunoasterea a clientelei
  • Persoanele juridice au obligatia declararii beneficiarului real, acestea sunt obligate sa depuna la Registrul Comertului/Registrul asociatiilor si fundatiilor, prin reprezentantul legal, o declaratie privind beneficiarul real al respectivei entitati, in vederea inregistrarii in Registrul Beneficiarilor Reali al Societatilor/altor entitati. Termenul legal de depunere a declaratiei este de 12 luni de la intrarea in vigoare a Legii.
  • Legea interzice emiterea de noi actiuni la purtator si efectuarea de operatiuni cu actiunile la purtator existenteLegea prevede obligatia societaților de a converti actiunile la purtator existente in actiuni nominative si de a depune la Registrul Comertului actul constitutiv actualizat. In vederea realizarii conversiei, detinatorii cu orice titlu de actiuni la purtator sunt obligati sa le depuna la sediul societatii in termen de 18 luni de la data intrarii in vigoare a Legii.

In cuprinsul prezentei legi a fost si definita Spalarea banilor, aceasta avand trei ipoteze.
Nerespectarea de catre administratorul care reprezinta societatea a obligatiei de inregistrare a beneficiarilor constituie contraventie si se sanctioneaza cu amenda de la 5.000 lei la 10.000 lei.[:en]The Law for preventing and combating money laundering and terrorist financing, which transposes the 4th Anti-Money Laundering Directive, Directive (EU) 2015/849, was published in the Romanian Official Gazette and came into force at July 21st 2019 – replacing the Law no. 656/2002.
Among the most relevant regulations we mention:

  • Regulates the way in which the reporting entities will report exclusively to the National Anti-Money Laundering Office all suspicious transactions or transactions that provide reasonable grounds for suspecting the existence of elements of money-laundering offense
  • Defines suspicious transactions by identifying hypotheses
  • Establishes the framework through which tax authorities have access to relevant information in the field of money laundering
  • Defines rules and approaches to perform the client’s identification and verification
  • Legal entities have the obligation to declare the real beneficiary, they are obliged to submit to the Trade Registry / Register of Associations and Foundations, through the legal representative, a statement regarding the real beneficiary of the respective entity, for registration in the Register of Real Beneficiaries of the Companies / other entities. The legal deadline for submitting the statement is 12 months after the law enters into force.
  • The law prohibits the issuance of new bearer shares and the carrying out of operations with the existing bearer shares. The law provides the obligation of the companies to convert the bearer shares in nominative shares and to submit to the Register of Commerce the updated constitutive act. In order to carry out the conversion, the owners of bearer shares are obliged to deposit them at the headquarters of the company within 18 months from the date of entry into force of the Law.

Within the present law was also defined the money laundering, which has three assumption.
Non-compliance by the company’s manager with the obligation to register the beneficiaries is a liability and is sanctioned by a fine from 5,000 to 10,000 lei.[:]

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